Self Funding

Study Now & Pay Later

It’s never been easier to start studying and taking the first step toward a brighter future. Study Now and Pay Later course options are available with the choice of up to 12 months Interest-Free on training or 4 easy payments via AfterPay - all at Major.

Study Now, Pay Later

What can you use it for?

This is a great alternative to VET Student Loans where more than often the course fees can be overinflated by up to 5 times the amount, now you can study the qualification you want without it breaking the bank. Payment plans allow you to pay your course off as you go. All of our courses offer the best value and are priced competitively.

Study Now, Pay Later Options

Major Training has can now offer you the opportunity to pay your course on a flexible weekly, fortnightly or monthly payment plan. This new option via our finance partners is safe, simple and is a convenient way to pay for your course over time. It provides you with the flexibility to start your buy today and pay later on an interest-free payment plan. The process is entirely paperless and designed around simplicity.

How do I get started?

Click here & apply now and complete the easy 3-minute application. Get a decision in minutes. You’ll be surprised at how simple the process is.

To be eligible to apply?

  • Be 18 years or over
  • Be an Australian citizen or a resident
  • Be employed in some capacity

What else do I need to know?

All funding is done through zipMoney, a third-party finance company that Major Training has partnered with to be able to extend these self-funding options to our students. Although the ‘Study Now – Pay Later’ is an interest-free plan meaning you can enrol today without paying anything upfront – it is a loan and must be paid back. Failure to do so could affect your future credit rating. The payment plans are interest-free for 6 months, but please be aware that interest will start to accrue after the interest-free period. You can see your interest free balance, how long it is estimated to take to repay the loan and change your payment schedule in your digital wallet.

What are the benefits?

You can enrol in a course today and pay nothing upfront. By paying for your course on a plan, you can split the cost of your study and pay over time. ZipMoney even pays Major Training Group on your behalf no money ever changes hands. You are provided with a virtual account so for your next course, all you need to do is sign in to your digital wallet, confirm, and pay. No need to use your credit card or seek a loan elsewhere. It’s simple and easy to use.

What are the fees?

No deposit, so nothing to pay today. A one-off establishment fee may apply. Don’t worry this is added to your interest-free balance. Please see your application and contract for details.
Minimum monthly payments apply. See your contract and application for details. An interest-free period of 12 months for courses over $5000, 6 months for courses over $2000, and 3 months for all other courses, after which interest will accrue at the standard annual percentage rate. A small monthly admin fee of $4.95 (only payable if a balance is owing) please refer to your contract terms and conditions for further information.

Visit to learn more about zipMoney.

What is AfterPay?

Afterpay offers simple payment plans, allowing a purchase to be paid for in 4 equal installments, due every fortnight, interest-free! Simply choose After-pay as your payment method at the checkout. First-time customers will need to provide payment details as usual while returning customers log in to make their purchases. It’s that easy!

Afterpay allows you to Buy Now & Pay Later! Pay when it suits you best over 4 equal installments that are due every 2 weeks.

How do I start using Afterpay?

Just add courses to cart, go to checkout as usual, then select Afterpay as your payment method. If you already have an Afterpay account, log in and complete checkout in seconds. If you’re new to Afterpay, you can sign up as you checkout by following the prompts. You’ll know if you’ve been approved within seconds, and your order will ship within a few days, as it would with any other form of payment. Enjoy!

You’ll pay for your order in four, interest-free equal installments when you pay on time, every two weeks.

Talk to A Course Advisor

Interested in studying a course but don't know what funding is available to you. Contact us today to check your eligibility and find out more about funding options available to you.

Get In Touch

With a course advisor